Entrepreneurs and bankers are to be blessed only in good times. They make good times even better. They add the cherry to the cake. But in bad times, we need the moral basics: authority and trust, which are best encouraged by statesmen and bishops. That is what makes our crisis so serious. By concentrating on bankers and entrepreneurs - luxurious extras - we have denied ourselves the quality quite essential in times of trouble: that of selfless leadership. Societies, like fish, rot from the head downwards. What an opportunity for a public school headmaster to do for today's rotting governing class what Dr Arnold of Rugby did for its unreformed Victorian equivalent. Not, pray, muscular Christianity, but even that would be better than today's dreadful vacuum at the top.